Creditdecision person
Automated credit decisions if the person is to be granted a loan, credit or invoice.
Automated credit decisions for individuals
Credit decision person is used to make automated credit decisions for individuals. Fast credit checks and automated responses on credit decisions, based on unique credit templates where you choose the parameters.
The result? Reduced manual handling, reduced risk factor in assessment, a better customer experience, reduced churn and more incoming business. How does that sound? Use the Roaring API for integration with existing systems and processes, more customers are waiting around the corner!
Available countries
Sweden
Available in
Related services
Common use-cases
- Automated credit decisions
- Credit processes
- Customer onboarding
Content
Decisions are based on templates. Choose a standard one or create your own.
Standard template
To generate an approved credit decision, the following criterias must be met:
- Age of individual equal to or higher than 18 years
- No payment defaults
- No outstanding debt
- No ongoing debt restructuring
- No seizure attempts
- Individual not under trusteeship
- No personal bankruptcy registered
Correct name and adress are always returned.
Benefits of templates
- Faster and automated credit check
- Clear and consistent results in credit decisions
- Reduce of manual handling and assessment
{"message":"For Developers!"}
Test the API in our sandbox environment. It's free.
Example response
{
"personalNumber": "193701308888",
"firstName": "Christina Birgitta Ulrika",
"givenName": "Birgitta",
"lastName": "Efternamn3542",
"statusCode": "1",
"statusText": "Approved",
"rejections": [],
"coAddress": "",
"registeredAddress": "Gatan142 8",
"address": "Gatan142 8",
"zipCode": "11146",
"town": "STOCKHOLM"
}