Our Data

Company rating

Automate your B2B credit assessment process to improve customer experience and reduce risk.

  1. Credit rating and limit recommendation

  2. Enhance your customer onboarding process

  3. Remove manual assessments to save time

Technical details

Company rating and credit limits

The scoring model has an assessment scale of 1-100, divided into five risk intervals, where each increased score (points) means a reduced risk. The rating forecasts the probability of insolvency within 12 months.

80–100: Very low risk
60–79: Low risk
40–59: Medium risk
15–39: High risk
1–14: Very high risk

Credit limit

The limit is a benchmark that calculates the total outstanding credit amount that a company may have outstanding to all suppliers at one time. The limit is calculated on the basis of the company's turnover depending on the rating interval.

80–100: Limit is max 6 % of the turnover.
60–79: Limit is max 5 % of the turnover.
40–59: Limit is max 4 % of the turnover.
15–39: Limit is max 0,4 % of the turnover.

 
 
{
  "commentary": "",
  "companyId": "5565002465",
  "creditLimit": 225000,
  "currency": "sek",
  "rating": 65,
  "ratingText": "Low risk",
  "riskPrognosis": "0,1182",
  "status": {
    "code": 0,
    "text": "rating found"
  }
}

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